A cloud is a visible mass of droplets, in other words, little drops of water or frozen crystals suspended in the atmosphere above the surface of the Earth or another planetary body. A cloud is also a visible mass attracted by gravity, such as masses of material in space called interstellar clouds and nebulae.
On Earth the condensing substance is typically water vapor, which forms small droplets or ice crystals, typically 0.01 mm in diameter. When surrounded by billions of other droplets or crystals they become visible as clouds. Dense deep clouds exhibit a high reflectance throughout the visible range of wavelengths. They thus appear white, at least from the top. Cloud droplets tend to scatter light efficiently, so that the intensity of the solar radiation decreases with depth into the gases, hence the gray or even sometimes dark appearance at the cloud base. Thin clouds may appear to have acquired the color of their environment or background and clouds illuminated by non-white light, such as during sunrise or sunset, may appear colored accordingly.
Source: en.wikipedia.org/wiki/Clouds - 25.03.2010
This is summer, too - at least in the mountains: Snow clouds up to 2000 m.